Things to know about first cash advance!

First cash advance is a type of payday loan which connects customers to potential lenders to avail them a loan at times of their needs. It’s one of the shortest possible ways for a payday loan. Nowadays, people often face situations when they have to think about loans and financial services. At times, these financial services provides a magnificent service to overcome situations like those. We shall have a quick look at First cash advance in this article.

What is First cash advance?

First cash advance is a typical online payday loan service which avails customers for consideration of potential lenders to get a loan. It is just a connecting service between the borrower and lender. It collects online application from borrowers and then forwards these applications to lenders for consideration. This service provides a certain amount of money to the lendersfirst cash advance

How first cash advance works

The process of first cash advance is quite easy and it takes only a few minutes to apply for a first cash advance. The application procedure requires some personal information and some answers about the amount of money to be borrowed, income and social security number etc. According to some of these connecting companies, the information is secure as they are encrypted with SSL. This information is then transferred to lenders through a secure medium.

According to some first cash advance service providers, the process is quite fast as after getting the information the lenders take a few minutes to consider customers for a loan. They check some things like identity, credit check etc and then make the decision to give somebody a loan. Then, fast cash advance loans are transferred to the customer’s account within a few hours or a working day.

Requirements to get first cash advance

The requirement list for first cash advance is also simple. First of all, it needs the basic things like to be a citizen of the state from where you are gonna apply, a valid ID, must be 18 years of age. There should be a source of stable income and shouldn’t be a bankrupt or something like that. There should be an account and should have a minimum amount of income. These are the basic requirements to get a first cash advance.

The amount of money to be lent varies from state to state and is based on some criteria fixed by third parties. The important thing is that your credit rating is not going to affect the amount of money to be borrowed.

Many names of first cash advance

The first cash advance is often named differently by different companies providing the service. It may called as first cash pawn, first time loan, first American cash advance, first cash advance houston, direct payday loans, fast cash advances, payday advances etc. Whatever the name is, they all provide the same service of providing first cash financial services.


Always think before taking a loan from an online loan company, as there are claims about those companies. To be sure whether to take a loan from a company just check the reviews about it on the internet. The better business bureau is one of the best places to find reviews about businesses. Just go to their website and you will get your result quite easily. Let us see what the BBB says about first cash advance.

First of all, the business does not have BBB accreditation. Then, the business has got an F grade within a range of A+ to F grade. The company has total 5 complaints against it as mentioned in BBB. The business failed to respond to 3 complaints filed against it.

Making the decision

People take loans in a situation when they are in an odd situation of extra bills and charges to be paid or to get rid of paydays. But what will be the situation if they have to pay more money. The situation will obviously get worse. There are a lot of companies out there which will make your condition worse rather than helping you to get rid of your bills. Some of these first cash advance companies will take three or even four times even more money from you. They charge a huge rate of interest compared to other loans.

Nowadays, most of the companies do not lend money. Rather, they will take your information and then will somewhat sell if hundreds of people. They will then start contacting you even if you do not want to take a loan. This is somewhat annoying to people. Besides, this information can go to wrong hands and you may fall under attack harassment and bullying. These types of people have now become desperate to abuse personal information for their own benefit. So, check everything about the company before making a decision and then step forward.

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